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Current Deposit Rates

Rates Effective April 1, 2012. Rates Subject To Change Without Notice.

SHARE RATES - Minimum balance Is $5.00
Effective as of 12/31/11
APY*
$100 - $4,999.99  
0.10%
$5,000 - $19,999.99  
0.15%
$20,000 - $49,999.99  
0.20%
$50,000 & Above  
0.30%
*APY is the Annual Percentage Yield.

Christmas Club Accounts - Earn same dividend as regular shares
      Early Withdrawal Fee of $10.00


Fee Schedule
NSF Fee - $30.00 per item
Atm NSF Fee - $30.00 per item
Ach NSF Fee - $30.00 per item
Stop Payment Fee - $10.00 per item
Share Draft Service Fee - $4.00 per month

Other Service Fees
Account Reconciliation Fee - $10.00 per hr

Hours of Operation:
Monday - Friday
8:00a.m. until 4:30p.m.
Closed daily 11 a.m. - 11:30 a.m.

Phone Number:
(704) 291-7112

Fax Number:
(704) 291-7312

Address:
P.O. Box 5030
Monroe, NC  28111

Email: